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An Individual retirement account is an account designed to offer the potential for tax-advantaged growth of your retirement savings.  The two types of IRAs for individuals are the Traditional IRA and the Roth IRA.  Each IRA has advantages and can help you reach your retirement goals.

Traditional IRA - offers tax-deferred growth - which means you do not pay taxes on the earnings in your IRA until you withdraw them.  Also, depending on your income level, your contributions to a Traditional IRA may be tax deductible.


Roth IRA - contributions are made on an after tax basis, earnings grow tax-free and any withdrawals may be free from Federal taxes assuming you meet the certain requirements.

Fees could reduce earnings.

For current IRA rates click the Deposit rate tab. 
For more information, please stop in and see one of our customer service representatives or call us at
419-258-5351 or Toll Free at 1-877-281-1847 for the Antwerp location or 419-263-2705 for the Payne Branch.

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