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IF YOU USE OUR IPAY SYSTEM PLEASE BE ADVISED IT WILL DOWN FOR ROUTINE MAINTANENCE FROM SATURDAY OCTOBER 4 AT 9:00 A.M. THROUGH MONDAY OCTOBER 6 AT 6:00 A.M. PLEASE PLAN ACCORDINGLY. SORRY FOR ANY INCONVENIENCE.

Online Account Safety

The recently updated FFIEC Guidance regarding multi-factor authentication for internet banking has all of us questioning our vulnerabilities when it comes to on-line transactions. We continue to hear about scenarios involving account takeover at the customer level that have cost banks in terms of reputational risk as well as financial loss. In many of these scenarios, the customer has unknowingly downloaded keylogging malware, and an intruder has been able to initiate online unauthorized ACH and/or wire transfer transactions.



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