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BEGINNING AUGUST 1, 2014 THE ANTWERP EXCHANGE BANK WILL BE CHANGING THE DRIVE UP HOURS AT THE ANTWERP OFFICE. MON & TUES THE DRIVE UP WILL CLOSE AT 4PM - THURS THE CLOSING TIME WILL BE 5PM. ALL OTHER HOURS WILL REMAIN THE SAME.

CD RATES

Rates as of July 22, 2014
(Rates subject to change without notice)

CATEGORY INTEREST RATE ANNUAL PERCENTAGE YIELD
182 DAY CD
BELOW
$ 50,000.00
.15% .15%
182 DAY CD
$50,000.00 and above

.20%

.20%
12 MONTH CD .25% .25%
18 MONTH CD
BELOW $50,000.00
.40% .40%
18 MONTH CD
$50,000.00 AND ABOVE
.45% .45%
24 MONTH CD .80% .80%
30 MONTH CD .80% .80%
36 MONTH CD
BELOW $50,000.00
.80% .80%
36 MONTH CD
$50,000.00 AND ABOVE
.90% .90%
60 MONTH CD 1.75% 1.76%

 

*500 Minimum Opening Deposit for Certificates of Deposit

Penalty for Early Withdrawal
6 months interest penalty for CD's with a term of 12 months or less
12 months interest penalty for CD's with a term over 12 months but less than 60 months
24 months interest penalty for CD's with a term over 60 months

Interest Rate may change at the time of renewal.

Fees could reduce earnings

Please stop in and see one of our customer service representatives, or call us at 419-258-5351or Toll Free at
1(877)281-1847 for the Antwerp location or 419-263-2705 for the Payne Branch.

A minimum balance of $500 is required to open an account.
Higher minimum balances are required as indicated to earn higher APYs.
Fees may reduce APYs.  Substantial penalty for early withdrawals. 
 

NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC).  Beginning January 1, 2013, all of a depositor’s  accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

 

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/deposit/deposits/unlimited/expiration.html



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