|
Effective as of April 16, 2024
Certificates of Deposit
| Term | APY~ |
|---|
| 91 Days (below $25,000) |
0.70% |
| 91 Days ($25,000 and above)** |
4.58% |
| 182 Days (below $50,000) |
0.90% |
| 182 Days ($50,000 and above)* |
5.09% |
| 9 Months (below $ 25,000) |
3.55% |
| 9 Months ($25,000 and above) |
5.10% |
| 11 Months (below $25,000) |
3.00% |
|
11 Months ($25,000 and above)**
|
4.84%
|
|
12 Months
|
1.51%
|
| 18 Months (below $50,000) |
1.51% |
| 18 Months ($50,000 and above)* |
1.61% |
| 24 Months |
0.70% |
| 30 Months |
0.70% |
| 36 Months (below $50,000) |
2.78% |
| 36 Months ($50,000 and above)* |
3.03% |
| 60 Months |
1.00% |
$500 minimum balance to open CD. $500 minimum balance to obtain disclosed APY
*MINIMUM BALANCE OF $50,000 TO OPEN
**MINIMUM BALANCE OF $25,000 TO OPEN
Checking Accounts
| Account Type | APY~ |
|---|
| ^Now Account |
0.12% |
| ^Super Now Account1 |
0.15% |
| ^Interest Bearing Business Checking (min $750) |
0.12% |
| ^Interest Bearing Business Checking (min $2500) |
0.15% |
$750 minimum balance to open checking account
1$2500 minimum balance to open Super Now Account
Savings Accounts
| Account Type | APY~ |
|---|
| ^Statement Savings Account1 |
0.18% |
| ^Golden Investment Account2 |
0.20%* |
| ^Platinum Investment Account3 |
| $10,000 - $49,999.99 |
0.28% ** |
| $50,000 - $99,999.99 |
0.35% |
| $100,000 - $249,999.99 |
0.50% |
| $250,000 and above |
Call for Rate |
1$50 minimum to balance open
2$1000 minimum balance to open
3$10,000 minimum balance to open
*Golden Investment Accounts with a balance less than $1000 will receive Statement Savings Account Rate. If balance falls below $100 there will be a monthly maintenance fee of $1.
**Platinum Investment Accounts with a balance less than $10,000 will receive the lowest rate listed for the Platinum Investment Account with a monthly Maintenance Fee of $10.
IRA / Health Savings Account (HSA)
| Balance | APY~ |
|---|
| Below $10,000 |
0.25% |
| $10,000 - $24,999,99 |
0.32% |
| $25,000 - $49,999.99 |
0.40% |
| $50,000 - $99,999.99 |
0.44% |
| $100,000 - $249,999.99 |
0.54% |
| $250,000 and above |
0.65% |
$10 minimum balance to open HSA
Individual Retirement Account (IRA)
| Account Type | APY~ |
|---|
| 12 Months |
1.51% |
| 18 Months |
1.76% |
| 36 Months (below $50,000) |
3.55% |
| 36 Months ($50,000 and above)* |
4.06% |
| 60 Months |
1.00% |
$500 minimum balance to open IRA
*MINIMUM BALANCE OF $50,000 TO OPEN
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