Checking

Our Checking Accounts Made Simple!

With many options, Antwerp Exchange Bank can find the right checking account to meet your needs1. Please stop in and speak to an account representative to get complete details and disclosures on all our accounts.

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Additional terms and conditions may apply

Regular Checking

  • A Regular Checking Account can be opened with a minimum deposit of $100.00.
  • Account may be eligible to have an ATM card or Debit MasterCard attached.
  • Fees: A maintenance fee of $6.00 will be imposed every monthly statement cycle. However, this may be waived with any of the following:
    • A minimum daily balance of $250.00 or
    • A minimum average balance of $500.00 (the average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period) or,
    • An average daily balance of $1000.00 maintained in any Savings account during the same cycle, or
    • The owner is age 60 or over.
  • Those not qualifying for a maintenance fee free account will have a check fee of $.10 per check for each check in excess of 25 during a statement period.

New Advantage Checking

  • A New Advantage Checking Account can be opened with a minimum of $100.00.
  • Account may be eligible to have an ATM card or Debit MasterCard attached.
  • No monthly maintenance fee.
  • Checks provided free of charge on the first order only, duplicate checks cost $2.00 on the first order. Future check orders will be at the customer’s expense.

NOW Checking

  • A NOW Checking Account can be opened with a minimum of $750.00.
  • Account may be eligible to have an ATM card or Debit MasterCard attached.
  • Fees: A maintenance fee of $6.00 will be imposed every monthly statement cycle unless you maintain:
    • a minimum daily balance of $750.00 or
    • a minimum average daily balance of $1,500.00 for the monthly statement cycle.
  • This is an interest bearing account. See Rates page for the current interest rates.

Super Now Checking

  • A Super NOW Checking Account can be opened with a minimum of $2,500.00.
  • Account may be eligible to have an ATM card or Debit MasterCard attached.
  • A maintenance fee of $6.00 will be imposed every monthly statement cycle unless you maintain:
    • a minimum daily balance of $2,500.00 or
    • a minimum average daily balance of $5,000.00 for the monthly statement cycle.
  • This is an interest bearing account. See Rates page for the current interest rates.

Health Savings Account

  • AEB offers Health Savings Accounts with a minimum of $10.00 to open the account.
  • Account may be eligible to have an Debit MasterCard card attached.
  • This is an interest bearing account. See Rates page for the current interest rates.

Please contact our office for further details about Health Savings Accounts.

Business Checking Accounts & Interest Bearing Business Checking Accounts

Please contact one of our account reps for further details.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What this means to you: When you open an account with us, we will ask for your name, physical and mailing address, date of birth, IRS issued Identification Number (e.g. Social Security number, Individual Taxpayer Identification Number, Employee Identification number) and other information that will allow us to identify you. We may also ask to see your current driver’s license current valid State issued ID card with a current address listed on it, or other identifying documents.

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