Current Rates

 

Effective as of  January 14, 2020

Certificates of Deposit

TermAPY
182 Days (below $50K) 0.60%
182 Days (above $50K and above)* 0.75%
12 Months 1.25%
18 Months (below $50K) 1.35%
18 Months ($50K and above)* 1.50%
24 Months 1.30%
30 Months 1.30%
36 Months (below $50K) 1.30%
36 Months ($50K and above)* 1.40%
60 Months 1.80%

 $500 minimum balance to open CD

*MINIMUM BALANCE OF $50,000.00 TO OPEN

Checking Accounts

Account TypeAPY
Now Account 0.10%
Super Now Account1 0.15%
Interest Bearing Business Checking (min $750) 0.10%
Interest Bearing Business Checking (min $2500) 0.15%

 $750 minimum balance to open checking account
1$2500 minimum balance to open Super Now Account

Savings Accounts

Account TypeAPY
 Statement Savings Account1  0.10%
 Golden Investment Account2 0.25% 
 Platinum Investment Account3 
$10,000 - $49,999.99 0.47% 
$50,000 - $99,999.99 0.54% 
$100,000 - $249,999,99 0.87%
$250,000 and above 1.06%

1$50 minimum to balance open
2$1000 minimum balance to open
3$10,000 minimum balance to open

Health Savings Account (HSA)

BalanceAPY
 Below $10,000 0.25%
 $10,000 - $24,999,99 0.42% 
 $25,000 - $49,999.99 0.47%
 $50,000 - $99,999.99 0.54%
$100,000 - $249,999.99 0.87%
$250,000 and above 1.06%

$10 minimum balance to open HSA

Individual Retirement Account (IRA)

Account TypeAPY
 12 Months 1.25%
18 Months  1.50%
36 Months (below $50K)  1.35%
36 Months ($50K and above)  1.40%
60 Months 1.80%

$500 minimum balance to open IRA

APY = Annual Percentage Yield
FEES COULD REDUCE EARNINGS
SUBSTANTIAL PENALTY FOR EARLY WITHDRAWALS ON CD’S
ASK US FOR FURTHER INFORMATION ABOUT THESE ACCOUNTS
SAVINGS / CHECKING RATES COULD CHANGE AFTER ACCOUNT IS OPENED
RATES EFFECTIVE AS OF THE DATE LISTED ABOVE AND SUBJECT TO CHANGE WITHOUT NOTICE

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